Executive Compensation Planning
Optimize Grants & Vesting
We map ISOs/NSOs, RSUs/PSUs, and ESPP timelines to plan exercises, sales, and withholding—minimizing taxes while managing risk.
Coordinate 10b5-1 & 409A
We design 10b5-1 trading plans, evaluate deferred comp (NQDC) and SERPs, and align with blackout windows and insider rules.
Stock Options, RSUs & Deferred Compensation
Turn complex compensation into a clear, tax-efficient plan
MMX Wealth Partners help Executives strategically manage equity awards, bonuses, and deferred comp. We build multi-year tax projections, plan ISO/NSO exercises (including AMT considerations), structure 10b5-1 plans, and create diversification and liquidity strategies that respect blackout periods and insider-trading constraints.
What We Analyze
- 1Grant & vesting: ISOs/NSOs, RSUs/PSUs, ESPP, performance hurdles, and cliffs
- 2Tax modeling: ordinary income vs. capital gains, AMT for ISOs, state mobility impacts
- 3Exercise & sale timing: cashless, sell-to-cover, hold vs. early exercise, 83(b) where applicable
- 410b5-1 planning: trading windows, cooling-off, good-faith certification, plan cadence
- 5Deferred comp (409A): deferral elections, distribution timing, and investment menu
- 6Risk & diversification: concentration limits, staged sales, charitable giving (DAF), and hedging considerations
Your Deliverables
- Equity inventory & vesting calendar with action dates
- Multi-year tax projection (AMT/NIIT/withholding) and exercise schedule
- 10b5-1 draft parameters and compliance checklist
- Diversification roadmap with charitable and estate overlays
Disclosure: Peterson Financial does not provide legal or tax advice. We coordinate with your attorney and CPA to implement documents and filings.
10b5-1 Plans, ISOs/NSOs & RSU Strategy
We coordinate grant documents, plan rules, and blackout calendars to create compliant, automated selling strategies—while targeting tax-efficient outcomes and managing concentration risk.
- AMT-aware ISO exercise schedules and NSO sell-to-cover modeling
- RSU tax-withholding optimization and staged diversification
- NQDC (409A) deferral and distribution timing analysis
Executive Compensation FAQs
Answers to common questions about equity awards, taxes, 10b5-1 plans, deferred comp, and how Peterson Financial partners with your legal and tax team.
NSOs create ordinary income at exercise on the bargain element; ISOs may trigger AMT at exercise but can qualify for long-term capital gains if holding periods are met. We model both paths before you act.
If you're subject to blackout windows or MNPI, a 10b5-1 can automate trades during permitted windows. We design plan parameters and coordinate with counsel and your brokerage platform.
Grant agreements, vesting schedules, plan documents, blackout calendar, recent pay stubs, brokerage statements, and last two years of tax returns for accurate modeling.
Yes—through staged sales, tax-aware rebalancing, charitable gifting (DAF), and diversification guidelines aligned with 10b5-1 rules and lockups.
Absolutely. We coordinate 10b5-1 documentation, 409A/NQDC elections, and tax projections with your legal and tax advisors.
Ready to Optimize Your Equity?
Share your grant details and goals—we'll build a clear, multi-year plan for taxes, liquidity, and diversification.
Talk to an MMX Wealth Partners Associate